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Probably wherever you have a banking relationship. While many people don't have relationships with their banker, I find it quite valuable.

Credit Unions are great. As are local banks. But you can...

I recommend do it where you live. That way you have it done and in place and you can search for cars anywhere. If buying from a dealer, you can always consider financing through them. One other...

NorCalZman, thanks for pointing that out. I revised my comment slightly. For us we wanted heated seats and fold down rear seats. That combination required the cold weather package.

t.

I added bmwusa.com, carmax, cargurus.com, carsdirect.com, and autotempest.com to the OP. I used all those also but overlooked them writing this up.

t.

OK, here are some tips on how to find your perfect ZHP. This is written to help with long distance purchase but can be easily adapted to a local one.

1. Do your research. Read up on the ZHP...