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Since we're on the subject, I recently bought these jack stands. I like the redundant locking mechanism-it has both a ratchet and pin lock.
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I think the splash plate is just a cover for the underside, so it's o.k. if it gets bent. Above that rectangular piece is the jack point.

Johnny

Thanks Crickett for the info from Mike Miller. I am about to do more work under the car in the next week or so and this helps ease my mind!

Johnny

I wish I had taken a picture of the jack point. There was a raised rectangular area in the skid plate. Yes, it did deform, but I don't believe anything else happened.

As far as a front jack point, my jack wouldn't get under the car either. So, I used some wood planks (1", 2" would be better) to raise the front end. There is a jack point under the front center of...