Jay- I would just go with a good semi-metallic replacement. No need to go super high end, and no need to buy just regular replacements either. Go middle of the road, it will make for a slight difference, yet still be friendly to the wallet. Also, with 99.5% of normal every day driving, the pads won't really make much of a difference. We don't get extreme cold here in FL, so you won't need to worry about them heating up.
Personally, I say go with budget friendly. 4 new pads and rotors will be a big help, and you'll need sensors too. From there, you're good to go.
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