I just wonder since our cars are getting older if using a policy like this that specifies BMW only parts will just mean the insurance company considers our car totaled faster due to the parts cost.
2005 BMW 330i ZHP 6MT. Built 11-19-04. Bought 4-2012.
Stock: Nav, leather, PDC, Xenon
Added by me: OEM Alarm, OEM heated seats, OEM aux kit, OEM Bluetooth, intravee, M3 strut brace, BMW Performance Intake, Nappa leather arm rest, updated LCM (triple blink, euro hazards, trifecta lighting, 3 stage brakes), temp gauge