ZHP Down!! This sucks.

[das boots]

Along this line...if you intend to salvage....I'll take the whole set of moldings....

[aurelius]

EDIT: Where's the car now? If your '05 has AL xenon headlights, I call dibs...

Speaking of...

Had the dog out last night and a neighbor's babysitter's car was parked on the street. Worst looking E46 I've seen. 325 sedan in terrible shape. But with AL xenons. So annoying. Wanted to "trade."

[Rock Nova]

So I just spoke with a friend who went thru something similar last year: she was not at-fault and the at-fault's ins co was low-baling. She went thru her ins co. They went to bat for her. It wasn't some special favor; presumably all of that is spelled out in your policy. Anyhow, it worked and she was ultimately able to get a much better settlement. This route was, ironically, recommended by the rep at the at-fault's ins co.

NOTE: you'll need to call your ins co either way in that you should not be paying to insure a car that has been damaged and is not in service. They should owe you a credit back to the date of the accident.

The friend in question took the settlement $$ and had her Land Rover fixed by an indie paint & body guy. She came out way ahead. One difference tho is she had title in-hand, therefore no issues with salvage title issuance.

EDIT: Where's the car now? If your '05 has AL xenon headlights, I call dibs...

I think the car is still at the towing yard. I haven't been by in a few weeks. But the headlights were ZKWs anyway. But I not going to have it repaired.

Going to my insurance is still on the table, but I want to first, see what the claims adjuster's supervisor can do for me (should get a call from him today). My next step would be to go to the shop owner for the difference of what his insurance gives me and what I want. My third possible course of action is to go to my insurance company.

[johnrando]

This "talk to the supervisor" feels like a sham. They'll up a little, but not to what you ask. Refuse the first offer from the supervisor too. Tell them it's not a "fair" offer as it's not the value of your car.

[aurelius]

I should have noted above: the advice to go thru your ins carrier comes from a lawyer who's well versed in this realm.

[das boots]

I think the car is still at the towing yard. I haven't been by in a few weeks. But the headlights were ZKWs anyway. But I not going to have it repaired.

Going to my insurance is still on the table, but I want to first, see what the claims adjuster's supervisor can do for me (should get a call from him today). My next step would be to go to the shop owner for the difference of what his insurance gives me and what I want. My third possible course of action is to go to my insurance company.

Would you be able to confirm if you have access to retrieve parts from the car? PM sent.

[Rock Nova]

Well, I took their latest offer today. They came up to kbb ($15.8k) and with the sales tax figure, I end up getting about $17.2k. But since they are actually valuing the car at $15.8k, I'm going to ask the shop owner to honor is suggestion that he would make up the difference if I am not happy.

[Hornung418]

Great outcome! Hope to see you back in a ZHP.

[wsmeyer]

I know it's not all you wanted but at least it's behind you and you can start looking for a new ZHP!

[az3579]

Wow. So with the salex tax figure, you're back to pretty much being able to pay off what you owe, right?