Well the BMW is a total loss...Beyond pissed.
The guy who installed my clutch last year did it wrong. He installed it wrong, and over torqued the bolts on the bell housing and installed them crooked causing them to cross thread. Would need a new block or new complete engine, and possibly a transmission. All in all dealership said around 8 grand to get it fixed.
The shop that did the work last year is out of business, and I just found out the shop wasn't even legally incorporated until half way through replacing my clutch.
I don't know what to do. I have one payment left on the car.