To claim or not to claim? That is the question. ZHP fog and underbody damage content.

[danewilson77]

Not for the faint of heart....

Ugh.

Driving home today.....I was behind a white truck.......who was behind a logging truck. See where this is going? So....logging truck start to dump debris off his truck....and ends up shedding a "knot" outta one of the insides of the tree. I saw the debris start to fly.....nowhere to go.....locked in doing 65mph......I grip the steering wheel tight.....oh boy here it comes........white truck goes right over it.......then......I came along......Boom.

Exterior inspection revealed cracked bumper (underneath), and a busted passenger side fog (The one I replaced only months ago).

I have not inspected the underneath......but will do so here in a little. Pics to follow.....in typical tease fashion.

Even if I had pics now....I would make you wait...hehe.

Brake duct......Nuked.



Reinforcement plate.....wasted.







Control arm dust cap.....vaporized.



Underbody splash shield....smoked.



Fog light and frame......history.



I am thinking of making a claim on this. What do you guys think? Deductible is $500.00. It will not happen prior to the meet.

[kayger12]

Certainly looks like you've got more than $500 in damage. I'd make a claim, collect the check, by the parts, DIY, and do the other control arm.

[danewilson77]

Copy.....looking good. Can't diy a new bumper though. Thinking I should get it all done at the shop...as hard as that is to say.

Droid + Tapatalk = FTW!

[kayger12]

Good point. In that case, I would DIY everything but the bumper. You'll end up reimbursing your deductible that way-- and maybe even having a little left over.

[M0nk3y]

What happened Dane?

[pleasecorrupt]

did i miss something, what happened? :\

[Oli77]

Wait what happened? Did I miss something? That's you car Dane right?

[Mtnman]

Dane. Make sure you tell them the object had fallen out of the truck and was tumbling down the highway (if its true of course). If the object was moving, and had just fallen, its a comprehensive claim and ur rates dont go up. I had 3k of damage to my car and it was covered after 500. Fixed in 1.5 weeks. Do it tonight and she'll be all better for the meet. Just stick to ur guns though. It took me 5 calls. I never got mad, and everyone i talked to was nice, just be persistant.


Sent from my DROID2 GLOBAL using Tapatalk

[danewilson77]

Sorry fella's...initial post updated with story. Thought you might have caught it in the "Headlines"

[danewilson77]

Dane. Make sure you tell them the object had fallen out of the truck and was tumbling down the highway (if its true of course). If the object was moving, and had just fallen, its a comprehensive claim and ur rates dont go up. I had 3k of damage to my car and it was covered after 500. Fixed in 1.5 weeks. Do it tonight and she'll be all better for the meet. Just stick to ur guns though. It took me 5 calls. I never got mad, and everyone i talked to was nice, just be persistant.


Sent from my DROID2 GLOBAL using Tapatalk

Were you able to get a rental/loaner?