I am one that goes a different way because I like to push the limits to the edge... have you considered a used camera that is maybe 1-2 generations old? I asked because I have guided some friends into doing this. Say you have a 1,000 dollar budget. Spending less on a body and getting 1-2 quality lenses will yield better results than a brand spanking new camera with a kit lens. Granted you may find yourself in a situation where you have to work a little bit harder for the shot you want. Just another option out there. I am still shooting a pair of 40Ds right now. *edit* Don't know why I said they had been replaced twice... neither has broken.
Also as a random side note. This photog subforum is nice. Chill and relaxed with quality discussions going on. I like it.