The Random E46/ZHP Question Thread

[JPMo]

Anybody have experience with a foggy, dull almost oxidized appearance of the trunk tails on their ZHP? I’ll post pics once I get outside but it appears like mine are oxidized from the inside which is strange.

[ZHPizza]

Anybody have experience with a foggy, dull almost oxidized appearance of the trunk tails on their ZHP? I’ll post pics once I get outside but it appears like mine are oxidized from the inside which is strange.

I think the UV coating on them is just weak af, so they tend to crack/spiderweb with age. You could always try cleaning them first, but I think replacement is the only option.

http://www.impee.co.uk/bmw_rear_light_clean.htm

[JPMo]

I think the UV coating on them is just weak af, so they tend to crack/spiderweb with age. You could always try cleaning them first, but I think replacement is the only option.

http://www.impee.co.uk/bmw_rear_light_clean.htm

Thanks for the link. Looking at them again, I think you're right. They're toast.

[704sw]

Okay familia, can someone educate me on fighting insurance battles?

I just got a call from the other person’s insurance adjuster and she is trying to tell me they cost of repairs “are getting very close to being considered a total loss.” You’ve got to be f***ing kidding me. Now obviously this has upset me greatly, and I may or may not have told her “if you classify this car as a total loss we’re going to have a pretty serious problem.” What are my options? If they call it a total loss, how does one go about buying the car back from the insurance company? Is there anything I can do to prove to them this car is worth more than a run-of-the-mill 330ci? I just want my car back...

[san]

For them to classify it as a total loss, they must’ve valued it pretty low. Do you have an estimate for the repairs from them and know how much they valued your car at?


Sent from my iPhone using Tapatalk

[704sw]

For them to classify it as a total loss, they must’ve valued it pretty low. Do you have an estimate for the repairs from them and know how much they valued your car at?


Sent from my iPhone using Tapatalk

She said they haven’t even removed the bumper yet but initial estimates of just what they can see from the outside are $2,500 and change, which she said is 57% of their valuation.

I apologize if I’m leaving out details, I’m so mad I can’t see straight right now.

[Sockethead]

Is the Insurance Co State Farm?
If so, they devaluate and lowball everything.

[PetesZ]

Your improvements and their value can be presented - throw the receipts at them

and then beat them like the liberal protesters they act like.

i have bought the "total Loss" car back from the Insurance and fixed it for less than the difference. Now it shows as a Salvage title - but its not like you had plans to sell it.

[san]

She said they haven’t even removed the bumper yet but initial estimates of just what they can see from the outside are $2,500 and change, which she said is 57% of their valuation.

I apologize if I’m leaving out details, I’m so mad I can’t see straight right now.

So they valued the car at $4400 which is BS.

If you don’t mind having salvage/rebuilt title then you will have to prove it to them that your car is not a regular 330, which I’m sure they think it is. Now I think some insurance companies/agents take a look at other listings as a factor and some don’t so you will have to find out what they need in order for you to prove that your car is worth more. There is no point in wasting your time and making a list of all FS ads for zhp‘ only for them to say they won’t consider those.

If you want to maintain a clean title then I think there is a way to make them pay partially. I haven’t heard this from anyone else apart from a friend who drove his f30 into a low hanging metal wire which cause scratches all over the bonnet, tiny few scratches on sunroof glass, boot and roof. His deductible was $500 and when he got the estimate back they said they would paint the panels that have scratches but would have to replace the sunroof glass since they can’t remove the scratches any other way. Now he said he didn’t mind the few scratches on the sunroof glass so he was able to negotiate with the insurance company (geico) to not replace the sunroof glass (saving approx $500) and he would pay $0 deductible instead. Now the reason I brought this story up is because I remember you saying the headlight needs to be replaced as well which might be pushing the price up (price of new e46 headlights are quite expensive iiirc) into the total loss territory. So if the headlight just needs a new lens cover (can pick up from a yard as can’t buy em new), then you can try and negotiate to see if they can fix everything else except that and once you get the car back, you can fix the headlight yourself out of pocket. Even if the headlight is completely broke, you can get another once from a yard. Hope this helps.


Sent from my iPhone using Tapatalk

[704sw]

Is the Insurance Co State Farm?
If so, they devaluate and lowball everything.

They have Progressive.